While they are considered safer in terms of volatility, keep in mind that they are impacted by several factors. With 40 of the overall portfolio invested in fixed income, bonds are now a significant portion of your total investment. Continuing in the same fashion, the 60-40 portfolios are also funds-of-funds, holding several underlying ETFs for diversification. Next up are the balanced, or 60-40 portfolios offered by Vanguard, iShares, and BMO. iShares Core Balanced ETF Portfolio (XBAL).60% Equity 40% Fixed-Income ETF Portfolios The list continues with portfolios that have an even higher allocation to fixed income and increasingly lower volatility. An 80-20 portfolio will also likely be considered medium risk, as the allocation to fixed income is not high enough to bring it to a low-to-medium risk rating. Bond-holders are among the first to be paid in the event of a bankruptcy, making them safer investments.Īgain, all of the three all-in-one portfolios recommended by Canadian Couch Potato have very low MERs and have a good amount of assets under management.Īs mentioned before, a full stock portfolio is usually considered medium risk. This time, 20% of the overall investment is dedicated to fixed income, through fixed-income ETFs. Similar to the 100% equity portfolios, these all-in-one portfolios also contain several underlying ETFs. iShares Core Growth ETF Portfolio (XGRO)Ī risk step below the 100% equity portfolios are the 80-20 portfolios offered by the same three investment managers.Vanguard Growth ETF Portfolio (VGRO) – 52-Week Low: $26.43.80% Equity 20% Fixed-Income ETF Portfolios This helps to reduce overall volatility and also improves the portfolio’s yield. If you are looking to lower your risk below that of a full equity portfolio, the following all-in-one ETF portfolios add fixed income to their holdings. These all-in-one options recommended by Canadian Couch Potato are all portfolios containing several other ETFs within.īy having a one-ticket solution that is diversified across several equity ETFs covering different geographical regions, the one-ticket solution becomes incredibly well diversified.Īll of the three 100% equity ETF portfolios recommended by Canadian Couch Potato have very low MERs and have a good amount of assets under management.Īt most brokerages across Canada, a 100% equity portfolio is considered medium risk. On the highest end of the all-in-one portfolio risk spectrum are 100% equity portfolios.
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